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Terms of Use

Last updated: October 2026

1. What Dwellrate is

Dwellrate, operated by Gamma Leads, is a free home insurance information and quote-matching page. We are not an insurance company or a licensed insurance agency, and we do not sell insurance or issue policies. When you continue, you are sent to an independent advertiser or marketplace, and any agreement for quotes, coverage, a plan or work is solely between you and that company.

2. Cost

Using Dwellrate costs you nothing. Any policy you buy is paid to the insurer or agency you choose. Quotes, prices and availability depend on your home, your profile and your state, and are not promised by us.

3. Eligibility

You must be at least 18 and a U.S. resident to use this page.

4. No warranties

This page and any educational content are provided “as is” without warranties of any kind, and are general information, not a quote.

5. Third parties

We are not responsible for the products, services, acts or omissions of the advertisers or marketplaces you are sent to. Your dealings with them are solely between you and them, under their terms.

6. Limitation of liability

To the fullest extent the law allows, Gamma Leads is not liable for indirect, incidental or consequential damages, or for the acts or omissions of any advertiser or provider.

7. Governing law

These Terms are governed by the laws of Gibraltar, without regard to conflict-of-law rules.

8. Contact

privacy@gamma-leads.com

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